Current Notices

This is Community Banking Month.  The FNB invites you to visit our locations on Friday, April 16 for refreshments and the chance to register for prizes.

Overdraft Services

Overdraft Privilege

Overdraft Privilege is a service we offer to checking accounts to cover overdrafts up to a set limit for those who qualify. With Overdraft Privilege, we will generally pay your overdraft items up to $500. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.

When we pay an overdraft item for you, you will be charged our normal $30 fee for each item that is presented (maximum $120 per day). You may be suspended or removed immediately from this service if you do not bring your account to a positive balance within a 30 day period.

Overdraft Privilege will be available for all checks written, in-person withdrawals, and ACH items. This service requires you to complete an opt-in form and approval is based on your creditworthiness.

Please see a customer service representative at any of our branches for this form.