Overdraft Privilege is a service we offer to checking accounts to cover overdrafts up to a set limit for those who qualify. With Overdraft Privilege, we will generally pay your overdraft items up to $500. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.
When we pay an overdraft item for you, you will be charged our normal $30 fee for each item that is presented (maximum $120 per day). You may be suspended or removed immediately from this service if you do not bring your account to a positive balance within a 30 day period.
Overdraft Privilege will be available for all checks written, in-person withdrawals, and ACH items. This service requires you to complete an opt-in form and approval is based on your creditworthiness.
Please see a customer service representative at any of our branches for this form.