Current Notices

Our Mulberry Grove ATM will be unavailable for an extended period of time. Our ATMs in Greenville or Vandalia are currently available for use. We apologize for any inconvenience this may cause.

Mortgages

Apply for a mortgage with our safe and secure online application!

Our application takes approximately 5 to 15 minutes. You may save and return anytime to complete.

 

Apply Today!

 

To apply, you will need:

  • Best estimates of income
  • Current mortgage information (if applicable)
  • Social Security number for all applicants
  • Contact and employment information

 

Browse your loan options:

Refinancing

Ready to re-evaluate your current mortgage? Refinancing can improve your interest rate, payment schedule, or other terms of your mortgage. 

View Our Bank Owned Properties

Mortgage Calculators

Please note that all financial calculators require a Java enabled browser. For best results use the most recent version of your Internet browser. Windows users may need to install Java - which can be downloaded for free from java.com.

  • Mortgage Loan Calculator - Use this calculator to determine your monthly payment and amortization schedule.
  • Mortgage Qualifier - Can you buy your dream home? Find out just how much you can afford!
  • Refinance Break even - Should you refinance your mortgage? Use this calculator to determine when you will break even!
  • Rent vs. Buy - Are you better off buying your home, or should you continue to rent?

 

Our experienced team is eager to help you find your next home!

  • Jennifer Lay smiling for the camera
    Jennifer Lay
    Loan Officer

    227 S. Superior St. , IL 62080
    (618) 423-2396


    NMLS# 420373

     

     

  • Lauren Koch smiling for the camera
    Lauren Koch
    Loan Officer

    1310 E. City Route 40 , IL 62246
    (618) 664-0300


    NMLS# 2080440

     

     

  • Derrick Dunn smiling for the camera
    Derrick Dunn
    Loan Officer

    1310 E. City Route 40 , IL 62246
    (618) 664-0300


    NMLS# 2240464

     

     

  • Dalton Whitten smiling for the camera
    Dalton Whitten
    Jr. Loan Officer

    432 W. Gallatin St. , IL 62471
    (618) 283-1141
     

     

  • Kayla Crabtree
    Consumer Loan Originator

    432 W Gallatin St , IL 62471
    (618) 283-1141


    NMLS# 2315016