Trust Services

pen sitting on top of a notebook

Estate Settlement

Appointment of The FNB Community Bank as executor or personal representative assures that your instructions will be carried out as you wish. Your beneficiaries will receive personal attention throughout the administration of your estate.

As executor or personal representative, our responsibilities could include:

  • Safekeeping of your assets
  • Paying debts, expenses, and taxes
  • Preparation of the estate tax return
  • Impartial guidance-objectivity helps to avoid potential conflicts
  • Distribute your property according to your wishes


Farm Management

The FNB Community Bank has long been a leader in the agricultural community. With a staff experienced in agricultural lending, their knowledge is utilized to provide farm management services.

farm sitting on a hill



two people looking over financial reports

Custody Services

Custody services are offered by the Trust Department to provide safekeeping for a customer's securities under a written agreement. This allows the Trust Department to collect and pay out income, and to buy, sell, receive, and deliver securities when ordered to do so by the customer. An annual report of this activity is given to the customer for use in preparing his / her tax return.



Guardianship Services

A "guardian of the estate" is appointed by the probate court after legal counsel files the appropriate petition. There are a number of situations that can result in the final decision to appoint a guardian, such as:

  • A minor inheriting significant assets. A small child whose parents die in a common accident cannot manage the assets he or she has inherited. In this case, a legally appointed guardian, under close supervision by the court, is responsible for ongoing financial management.
  • A child receiving proceeds resulting from a personal injury lawsuit or the wrongful death of a parent or other family member.
  • Appointment in the case of an adult who is adjudged physically or emotionally unable to handle financial affairs.

A guardian assumes a number of important responsibilities. Prompt collection and careful investment of assets belonging to the estate must be carried out in accordance with rules contained in the probate laws of the state, including:

  • Prudent management of estate assets
  • Preparation and filing of annual state and federal income tax returns
  • Periodic reporting to the probate court


a person holding the hands of another person



Meet the Trust Team