Current Notices

Our Mulberry Grove ATM will be unavailable for an extended period of time. Our ATMs in Greenville or Vandalia are currently available for use. We apologize for any inconvenience this may cause.

USDA Home Loans

USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.  Qualified applicants can purchase a home as low as zero money down. Approval is subject to USDA Rural Development guidelines. A USDA home loan is a zero down payment mortgage for eligible rural homebuyers. 


Apply Today!


Our experienced team is eager to help you find your next home!

  • Jennifer Lay smiling for the camera
    Jennifer Lay
    Loan Officer

    227 S. Superior St. , IL 62080
    (618) 423-2396

    NMLS# 420373



  • Lauren Koch smiling for the camera
    Lauren Koch
    Loan Officer

    1310 E. City Route 40 , IL 62246
    (618) 664-0300

    NMLS# 2080440



  • Derrick Dunn smiling for the camera
    Derrick Dunn
    Loan Officer

    1310 E. City Route 40 , IL 62246
    (618) 664-0300

    NMLS# 2240464



  • Dalton Whitten smiling for the camera
    Dalton Whitten
    Jr. Loan Officer

    432 W. Gallatin St. , IL 62471
    (618) 283-1141


  • Kayla Crabtree
    Consumer Loan Originator

    432 W Gallatin St , IL 62471
    (618) 283-1141

    NMLS# 2315016