USDA Home Loans

USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.  Qualified applicants can purchase a home as low as zero money down. Approval is subject to USDA Rural Development guidelines. A USDA home loan is a zero down payment mortgage for eligible rural homebuyers. 

 

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Our experienced team is eager to help you find your next home!

  • Quinton Wadkins smiling for the camera
    Quinton Wadkins
    Mortgage Loan Supervisor

    432 W. Gallatin St.
    Vandalia, IL 62471
    Phone: (618) 283-5269


    MLO#1994052

     

     

  • Jennifer Lay smiling for the camera
    Jennifer Lay
    Loan Officer

    227 S. Superior St.
    Ramsey , Illinois 62080
    Phone: (618) 423-2396


    MLO# 420373

     

     

  • Lauren Robison smiling for the camera
    Lauren Robison
    Loan Officer

    1310 E. City Route 40
    Greenville , Illinois 62246
    Phone: (618) 664-0300


    MLO# 2080440

     

     

  • Kayla Crabtree
    Consumer Loan Originator

    432 W Gallatin St
    Vandalia , Illinois 62471
    Phone: (618) 283-1141


    NMLS# 2315016