Current Notices

Our Mulberry Grove ATM will be unavailable for an extended period of time. Our ATMs in Greenville or Vandalia are currently available for use. We apologize for any inconvenience this may cause.

Credit Cards

Hometown convenience.
Worldwide acceptance.
Great benefits.

woman sliding her card through a reader to make a purchase

Rewards Platinum

Be rewarded for everyday purchases with points redeemable for merchandise and travel.

  • No annual fee. *
  • 0% introductory Annual Percentage Rate (APR) for purchases and balance transfers for the first 12 billing cycles. *
  • Competitive variable APR from 9.99% to 19.99% after the first 12 billing cycles. *
  • Earn one point per dollar on net purchases. 1 Redeemable for merchandise (electronics, jewelry) and travel (airline tickets, hotel, car rentals).
  • No cap on points you can earn. 1
  • Chip card is easy to use and provides enhanced fraud protection for in-store purchases.

 

Apply Now

 

 

 

Cash Rewards Platinum

Be rewarded for everyday purchases with 1% cash back on net purchases.

  • No annual fee. *
  • 0% introductory APR for purchases and balance transfers for the first 12 billing cycles. *
  • Competitive variable APR from 12.99% to 22.99% after the first 12 billing cycles. *
  • Unlimited 1% cash back for every dollar spent. 1
  • Cash rewards do not expire.
  • There's no limit to how much cash back you can earn.

 

Apply Now

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man making a credit card purchase on his smartphone

Platinum

Simple. Convenient. Low Rate.

  • No annual fee. *
  • 0% introductory APR for purchases and balance transfers for the first 12 billing cycles. *
  • Competitive variable APR from 8.99% to 18.99% after the first 12 billing cycles. *

 

Apply Now

 

 

Signature

The card that goes beyond ordinary rewards.

  • No annual fee. *
  • 0% introductory APR for purchases and balance transfers for the first 12 billing cycles. *
  • Competitive variable APR from 12.99% - 18.99% after the first 12 billing cycles. *
  • Earn unlimited 1.5 reward points per dollar on net purchases. Redeem points for merchandise, rental cars, hotels, airline tickets and more. 1
  • 30,000 bonus points when you spend $2,500 during the first three months. 1
  • Points never expire and there's no limit to how many points you can earn. 1
  • The card that goes beyond ordinary rewards.

 

Apply Now

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* 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date ("Last Business Day") and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

 

1 To access rewards your account must be open and in good standing.

 

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