Loan Quality Control

Job Description






The FNB Community Bank

The FNB Community Bank is the only locally owned community bank in Bond, Fayette, and Marion Counties. Established in 1865, we currently have 7 locations in the following communities: Vandalia, Patoka, Ramsey, Greenville, & Mulberry Grove. We have a LOAN QUALITY CONTROL position available at our main office located in Vandalia.

Summary / Objective

The LOAN QUALITY CONTROL is a position that effectively provides excellent customer service and performs various clerical and administrative duties.

Essential Functions

  • Review all new loan documentation to ensure proper completion and appropriate approval levels of authority as required.
  • Set up loan files and checklists
  • Review loan extensions for proper completion
  • Document, prepare, and maintain the Exception Tracking Report
  • Charge off loans; Balance and prepare reports for the Board
  • Assist in preparing various reports for CFO
  • Prepare, maintain, and balance Letters of Credit
  • Follow up and renewal of UCC expirations
  • Monthly maintenance, statements, and billing of Home Equity loans
  • Prepare monthly Documentation Exception report for the Board
  • HMDA and Adverse Action Checker
  • Back up Loan Clerks
  • Assist with departmental projects
  • Represent the bank in a manner that maintains and expands positive relations with customers, potential customers, and coworkers
  • Display a professional image through appearance and behavior
  • Review and comply with all state and federal regulations and FNB policies and procedures
  • Maintain the highest level of confidentiality
  • Perform additional duties as deemed necessary by the Chief Lending Officer

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Work will occasionally be done outside in all weather conditions.

Work Requirements

  • High-quality customer service skills
  • Excellent interpersonal skills
  • Detail oriented
  • Solid communication skills which include verbal, written, and listening skills
  • Desire to expand product knowledge and procedural skills
  • Ability to read and comprehend legal and regulatory material related to the job area

Physical Demands

  • Language Skills:
    • Ability to read, analyze, and interpret business and professional documents.
    • Proficient in writing reports, business correspondence, and procedure manuals.
    • Capable of effectively presenting information to various stakeholders.
  • Mathematical Skills:
    • Work with mathematical concepts such as probability, statistical inference, and geometry.
    • Apply mathematical concepts to practical situations using fractions, percentages, ratios, and proportions.
  • Reasoning Ability:
    • Solve practical problems with limited standardization.
    • Interpret various forms of instructions, whether written, oral, or diagrammatic.
  • Other Skills and Abilities:
    • Operate office equipment including telephones, copiers, fax machines, PCs, and printers.
    • Advanced proficiency in computer applications is required.

Required Education and Experience

  • High school education with additional training preferred
  • Lending knowledge preferred