Fraud Alerts

Posted June 3, 2021

The FNB Community Bank has learned of a car wrap scam that targeted a local couple.  The intended victims received an unsolicited text offering payment for putting a Pepsi wrap on their vehicle.  The couple received two checks totaling over $5,000 with instructions to deposit the checks and text to the solicitor a photo of the deposit slip. The couple then began receiving texts threatening to involve lawyers and police if their instructions weren’t followed.  Sensing a scam, the couple contacted The FNB Community Bank.

In this instance, there were several red flags indicating this was a scam.  The checks appeared to be from the University of Delaware rather than Pepsico.  The texts were coming from a Louisiana number.  Pepsico’s headquarters are in New York.  Rather than receiving approved graphics from the company, the couple could supposedly get their car wrapped anywhere.   By sending a picture of the deposit slip, the victims would have given the scammers their bank account information, which in turn could be used for other fraudulent activity.

Earlier this year, the Better Business Bureau reported a rise in car wrap scams.  In many instances, the victim is told to deposit the checks, keep some money for themselves, and wire the remaining funds to another company that will allegedly wrap the car.

The FNB Community Bank encourages everyone to be vigilant and live by the simple adage, “If it sounds too good to be true, it’s probably a scam.”  When in doubt, consult a family member, someone at your bank, or local police.

Posted November 4, 2020

The COVID-19 pandemic has provided an opportunity for scammers to file fraudulent claims for unemployment insurance benefits.  Hackers have stolen personal information and used it to file these fake unemployment claims. The Illinois Department of Employment Security (IDES) is working with federal, state, and local authorities to combat these identity thieves.  Employers and employees in our area are encouraged to be on the lookout for fraudulent unemployment claims.  The IDES is asking employers to confirm that the person filing the claim actually did so and that they are an employee of your company. 

Posted June 8, 2019

The First National Bank has received word from some customers who have received texts alleging to be from FNB.  These claim to be a "text alert" and requesting a registration code.  The First National Bank DOES NOT send out texts requesting this type of information.  When in doubt, feel free to contact your local FNB location.