Checking and Savings Account
Rates Current as of : September 30, 2015
|Accounts||Minimum Opening Deposit||Minimum Balance to obtain Annual Percentage Yield||Interest Rate||Annual Percentage Yield|
Base Rate Daily Balances of:
|$.01 - $25,000.00||0.50%||0.50%|
|$25,000.01 and up||0.10%||0.50% to 0.18%, depending on the balance in the account|
Daily Balances of:
|$500.00 - $24,999.99||$500.00||$500.00c||0.05%||0.05%|
|$25,000 and up||0.10%||0.10%|
|Christmas Savings Cluba||$1.00||$1.00c||0.10%||0.10%|
|Vacation Savings Cluba||$1.00||$1.00c||0.10%||0.10%|
a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) The base rate will be paid if requirements are not met in qualification cycle.
Fees may reduce the earnings on the accounts.