Checking and Savings Account

Rates Current as of : April 27, 2016

Accounts Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Rewards Checkingb
Base Rate Daily Balances of:
$100.00   0.05%

$.01 - $25,000.00     0.50% 0.50%
$25,000.01 and up     0.10% 0.50% to 0.18%, depending on the balance in the account
FirstRate Checkingb
Daily Balances of:
$500.00 - $24,999.99 $500.00 $500.00c 0.05% 0.05%
$25,000 and up     0.10% 0.10%
FirstClubb $100.00 $1,000.00c 0.05% 0.05%
Money Marketb $1,000.00 $1,000.00c 0.15% 0.15%
Savings $100.00   0.10% 0.10%
Christmas Savings Cluba $1.00 $1.00c 0.15% 0.15%
Vacation Savings Cluba $1.00 $1.00c 0.10% 0.10%
IRA Accountb $500.00 $500.00c 0.30% 0.30%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance.  The amount of the principal in the account each day.
d) The base rate will be paid if requirements are not met in qualification cycle.

Fees may reduce the earnings on the accounts.

FDIC Insurance Information
Deposits are FDIC insured. If you have questions relating to the amount of FDIC insurance coverage for your accounts at The First National Bank, you may want to use the Electronic Deposit Insurance Estimator provided by FDIC at You may also stop by the Bank and pick up a brochure on FDIC insurance.

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