Certificates of Deposit

Rates Current as of : March 1, 2015

Term Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest
Rate
Annual Percentage Yield
91 daysa   $ 1,000.00   $ 1,000.00 0.10% 0.10%
182 daysa   $ 1,000.00   $ 1,000.00 0.25% 0.25%
12 monthsa   $ 1,000.00   $ 1,000.00 0.35% 0.35%
24 monthsa   $ 1,000.00   $ 1,000.00 0.55% 0.55%
36 monthsa   $ 1,000.00   $ 1,000.00 0.75% 0.75%
48 monthsa   $ 1,000.00   $ 1,000.00 1.00% 1.00%
60 monthsa $ 1,000.00   $ 1,000.00 1.15% 1.15%
91-Day Peace of Mind CD 
(No early withdrawal penalty after  7 days; interest at maturity)    
$ 5,000.00  $ 5,000.00  0.10% 0.10%

a) A penalty may be imposed for early withdrawal.

Fees may reduce the earnings on the accounts.

Other Certificates of Deposit are available. Please contact any First National location for terms and rates.

FDIC Insurance Information
Deposits are FDIC insured. If you have questions relating to the amount of FDIC insurance coverage for your accounts at The First National Bank, you may want to use the Electronic Deposit Insurance Estimator provided by FDIC at www.fdic.gov/edie. You may also stop by the Bank and pick up a brochure on FDIC insurance.

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