Home Equity Line of Credit Loans

A Home Equity Line of Credit or HELOC, allows you to use checks to access the equity in your home. A HELOC allows you to draw funds as you need them and repay the money at a variable interest rate. A HELOC is generally best for people who have ongoing home improvement projects or who need more time to pay down existing debt. This line of credit may be used for remodeling projects, vehicle purchases, college expenses, or other purchases.


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  • Quinton Wadkins smiling for the camera
    Quinton Wadkins
    Mortgage Loan Supervisor

    432 W. Gallatin St.
    Vandalia, IL 62471
    Phone: (618) 283-5269




  • Jennifer Lay smiling for the camera
    Jennifer Lay
    Loan Officer

    227 S. Superior St.
    Ramsey , Illinois 62080
    Phone: (618) 423-2396

    MLO# 420373



  • Lauren Robison smiling for the camera
    Lauren Robison
    Loan Officer

    1310 E. City Route 40
    Greenville , Illinois 62246
    Phone: (618) 664-0300

    MLO# 2080440



  • Kayla Crabtree
    Consumer Loan Originator

    432 W Gallatin St
    Vandalia , Illinois 62471
    Phone: (618) 283-1141

    NMLS# 2315016