Personal savings
  Minimum Opening Deposit Monthly Fees Interest Bearing
Regular Savings
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$100 $1 Fee waived if account balance is kept above $100 during statement cycle View Rate
First Chance Savings
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$15 None View Rate
Christmas Savings Club
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$1 None View Rate
Vacation Savings Club
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$1 None View Rate

Regular Savings

For those people looking for a way to begin a savings program, the Regular Savings account is an excellent way to start. Regular Savings is a fixed rate account. Interest is compounded daily and credited to your account monthly. If the rate should decrease, you will receive a thirty (30) day advance written notice prior to the rate change.   A minimum opening balance of $100 is required. A service fee of $1 will be imposed each statement cycle in which the account balance falls below $100 on any day of the statement cycle. *

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First Chance

First Chance Savings is a savings program designed specifically for our younger customers.

First Chance Savers are encouraged to save through the awarding of special prizes at different savings levels.

The First Chance Savings Program is available to those 16 years of age and under. At age 17, all First Chance accounts will transfer to a Regular Savings account, unless otherwise specified.

  • minimum opening balance of $15.00 
  • First Chance piggybank
  • First Chance savings book

A fixed rate account. Interest is compounded daily and credited to the account monthly. If the rate should decrease you will receive a 30 day advance, written notice prior to the rate change. * 

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Christmas Savings Club

Be ready for Christmas and avoid some last minute stresses. A Christmas Club Account gives you the chance to put money away now and use it at Christmas, right when you need it. This account has a saver-guarantee restriction on it to help you fight off temptation. $1 will get you started and you can start your stash anytime. You will receive a check in November with your money plus some major interest to start the shopping season.

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Vacation Savings Club

Are you dreaming about a fabulous vacation, but never seem to have the funds? Well join the club...the Vacation Savings Club. You can deposit money into your Vacation Savings Club account, while you earn a high interest rate. A Vacation Savings Club Account can be opened anytime and your savings is dispensed for you at the end of April, just in time for summer. To help you save, there are restrictions on withdrawals before May. You can even have automatic withdrawals from other accounts to build up your account. It takes only $1 to get away. Are you ready? 

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*Withdrawals directly to you or transfers from your account to any of your other accounts or loans made in person, by mail, by messenger, telephone (via check mailed to you), or at an ATM are unlimited.  All other forms of withdrawals or transfers are restricted to no more than six (6) each four (4) week or similar period.