Current Notices

Don't miss FNB's annual FREE pool parties open to the public.

July 26 in Greenville 6-8pm.  July 28 in Vandalia 6-8pm.

Business / Ag

Business / Commercial Lending

Opening a business, outgrown your old business, or just updating your current business? We know things happen and The First National Bank wants to help you be prepared for all the yearly expenses that are involved with running a successful business.

Our loan options include:

  • Operating Line of Credit
  • Equipment Loans
  • Commercial Real Estate Loans

Ag Lending

Whether you are an established or start-up farmer, we realize the costs that go into a successful operation. When you need funding for input cost, farm ground, or your equipment, The First National Bank is here to help.

Our loan options include:

  • Real Estate Loan
  • Farm Operating Line of Credit
  • Equipment Loans
  • Farmer Mac Loans
  • FSA Loans

Beneficial Ownership Rule Requirements

The federal government now requires that all financial institutions identify and verify the individuals ( also known as beneficial owners ) who own or control the bank's legal entity customers when opening new accounts ( deposits, loans, and safe deposit boxes ). They also consider loan renewals and certificate of deposit ( CD ) renewals as new accounts. To comply with the new law for legal entity customers, we will need a completed Certification of Beneficial Owner(s) form and copies of unexpired government-issued photo IDs with current physical addresses for each beneficial owner listed on the form prior to account opening or loan / CD renewal.

 

 

 

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