Current Notices

Visit FNB's Winter Wonderland with Santa & Mrs. Claus on Saturday, December 16, 9 - 11 a.m. at the Financial Center.

Savings

Compare Savings Accounts

Savings Account Minimum Opening Deposit Monthly Fees Info
Regular Savings $100.00 $1 service fee waived if account balance is kept above $100 during statement cycle

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First Chance Savings $15.00 None

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Christmas Savings Club $1.00 None

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Vacation Savings Club $1.00 None

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View Rates

 

For More Information

Please call (618) 283-1141 to speak with our Customer Service personnel.

 

Regular Savings

A savings account designed for those looking for a way to begin a savings program.

Overview

  • Fixed Rate Account
  • Interest is compounded daily and credit to your account monthly. *If the rate should decrease, you will receive a thirty (30) day advance written notice prior to the rate change.

Requirements

  • Minimum Opening Balance of $100 is required.
  • A service fee of $1 will be imposed each statement cycle in which the account balance falls below $100 on any day of the statement cycle.
 

** Withdrawals directly to you or transfers from your account to any of your other accounts or loans made in person, by mail, by messenger ( via check mailed to you ), or at an ATM are unlimited. All other forms of withdrawals or transfers are restricted to no more than six ( 6 ) each four ( 4 ) week or similar period.

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First Chance Savings

A savings account designed specifically for our younger customers.

First Chance Saving is available to those 16 years of age and younger. At age 17, all First Chance Accounts will transfer to a Regular Savings account, unless otherwise specified.

  • Minimum opening balance of $15
  • Receive a First Chance piggy bank
  • First Chance Savings Book

A fixed rate account. Interest is compounded daily and credited to the account monthly. If the rate should decrease you will receive a 30 day written notice prior to the rate change.

** Withdrawals directly to you or transfers from your account to any of your other accounts or loans made in person, by mail, by messenger (via check mailed to you), or at an ATM are unlimited. All other forms of withdrawals or transfers are restricted to no more than six (6) each four (4) week or similar period.

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Christmas Savings Club

A Christmas Savings Club account gives you the chance to put money away now and use it at Christmas. $1 will get you started and you can start your stash anytime. To help you save, there are restrictions on withdrawals before November. You will receive your check in November with your money plus interest to start the shopping season.

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Vacation Savings Club

Are you dreaming of a fabulous vacation, but never seem to have the funds? Well join the club…the Vacation Savings Club. You can deposit money into your Vacation Savings Club account, while you earn a high interest rate. A Vacation Savings Club account can be opened at any time and your savings is dispensed to you at the end of April, just in time for summer. To help you save, there are restrictions on withdrawals before May. You can even have automatic withdrawals from other accounts to build up your account. It takes only $1 to get started. Are you ready?  

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