Current Notices

Statements and Check Images are now available to all customers.  Please note - Bill Pay is now located under the tab

titled Move Money on the left column. Customers can also now transfer money outside the bank to other accounts,

friends or relatives in addition to transferring between FNB accounts.

Health Savings Accounts (HSAs)

Health Savings Accounts (HSAs) are accounts set up to receive funds to pay for medical expenses.

How to Contribute

To contribute, you must be covered under an HSA-eligible high deductible health plan. There is an annual contribution limit.

Tax Information

As long as you cannot be claimed as a dependent on another person’s tax return, you can deduct your HSA contributions (except those made by your employer). When the funds are used for medical, dental, and vision care expenses, they are not subject to income taxes.

You should always consider talking with a competent tax advisor prior to opening a retirement account.