Current Notices

Don't miss FNB's annual FREE pool parties open to the public.

July 26 in Greenville 6-8pm.  July 28 in Vandalia 6-8pm.

Health Savings Accounts (HSAs)

Health Savings Accounts (HSAs) are accounts set up to receive funds to pay for medical expenses.

How to Contribute

To contribute, you must be covered under an HSA-eligible high deductible health plan. There is an annual contribution limit.

Tax Information

As long as you cannot be claimed as a dependent on another person’s tax return, you can deduct your HSA contributions (except those made by your employer). When the funds are used for medical, dental, and vision care expenses, they are not subject to income taxes.

You should always consider talking with a competent tax advisor prior to opening a retirement account.