Current Notices

All FNB locations will be closed Monday, May 28 in observance of Memorial Day.  ATMs will be available.  Please pause and take time to reflect on the meaning of Memorial Day.

Health Savings Accounts (HSAs)

Health Savings Accounts (HSAs) are accounts set up to receive funds to pay for medical expenses.

How to Contribute

To contribute, you must be covered under an HSA-eligible high deductible health plan. There is an annual contribution limit.

Tax Information

As long as you cannot be claimed as a dependent on another person’s tax return, you can deduct your HSA contributions (except those made by your employer). When the funds are used for medical, dental, and vision care expenses, they are not subject to income taxes.

You should always consider talking with a competent tax advisor prior to opening a retirement account.