Privacy Policy

THE FIRST NATIONAL BANK

PRIVACY STATEMENT

OUR COMMITMENT TO OUR CUSTOMERS

The First National Bank respects the privacy expectations and rights of our customers regarding financial information and other related information, which the Bank has or gathers in the normal course of business..

We collect, retain, and use information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers.  Information is obtained from application information, such as names and addresses, transaction information, such as account balances and activity, and consumer report information.

We will use a customer's personally identifying information in our normal course of business. Personal information will not be sold or distributed to other parties for marketing purposes.

We do not disclose any nonpublic personal information about our customers or former customers except as permitted by law.

We may disclose all of the information that we collect, as described above, to third parties who provide products or services on our behalf.  We may also provide such information to a third party with whom we have a joint agreement, such as the security firm that provides financial products and services not offered directly by us.

The First National Bank makes disclosures to other nonaffiliated third parties as permitted by law. 

In the absence of a statutory or regulatory exception that authorizes disclosure by us, we must obtain authorization from you before disclosing nonpublic personal information or financial records to nonaffiliated third parties.  Furthermore, at any time after you grant us authorization to disclose, you may rescind authorization by notifying us of your election to rescind previously granted authorization or by exercising your right to opt out of future disclosures not authorized by a statutory or regulatory exception.  You may exercise your opt out right by using the opt out notice that is provided at that time.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Through our Website, we strive to provide valuable information to you about how we may serve you, and whether you are a valued existing customer or someone shopping for new bank services, we hope our site answers your questions about our products and services, locations, and hours.

The bank may use a software "cookie" when accessing our online banking product.  (A "cookie" is a small piece of information, which a Website stores in the web browser of your PC and can later retrieve.  A cookie cannot be read by a Website other than the one that set the "cookie".)  Use of cookies on this Website are limited to low-level session tracking purposes only.  No critical data (credit card numbers, social security numbers, etc.) will be stored in cookies.  Cookies will never be used for third party tracking purposes.

Our Website does not require you to disclose any personally identifying information.  If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address, and any other information your e-mail header show about you, such as your name or organization, will be revealed to us in the e-mail.  We pledge, however, that when you communicate with us via e-mail, we will use your e-mail information only for the specific purpose of responding to your comments or questions.  Your e-mail address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law.

For site security purposes and to ensure that this service remains available to all users, we employ service providers to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.  Unauthorized attempts to upload or change information, or otherwise cause damage, on this server are strictly prohibited and may be punishable under federal law.

We reserve the right to change this policy at any time by posting a new privacy policy.

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